Introduction
The aim of the programme is to equip graduates with competences/skills required to efficiently operate in the Banking and Finance Industry, using computer assisted technologies.
Objectives
- Teach students to critically appraise the relevance and practicality of Banking and Finance theories and concepts.
- Equip students with computer assisted techniques to efficiently operate in the Banking and Finance industry.
- Equip students with professional and ethical considerations required by the industry
- Train students to acquire significant skills in problem solving, entrepreneurship and research in Banking and Finance cognate areas.
- Prepare students to take up postgraduate education in Banking and Finance, Financial Economics, Accounting, Actuarial Science, and other business-related programmes.
Entry Requirements
- SSSCE/WASSSCE Holders
A candidate who wishes to apply for admission to BSc Banking and Finance must have at least CREDIT PASSES in three (3) Core Subjects (i.e. English Language, Mathematics, and Integrated Science or Social Studies), plus at least CERDIT PASSES in three SSSCE/WASSSCE Elective Subjects.
- GBCE Holders
Applicants should have at least six (6) credits, including English Language and Business Mathematics.
- ABCE Holders
Applicants should have at least three (3) passes in ABCE, plus passes in English Language, Business Mathematics and any two (2) Subjects in GBCE exams.
- Professional Certificate Holders
Applicants holding Part I of ACCA, or ICA, or Institute of Chartered Secretaries and Administrators (ICSA), or Chartered Institute of Bankers (CIB), or Chartered Institute of Management Accountants (CIMA) will be admitted to level 200. Applicants with Part II of any of the above professional qualification will be admitted to level 300.
- Diploma Holders
DBS holders with at least three (3) passes will be admitted to level 100. Candidates holding DCA and equivalent qualifications with CGPA of 2.5 or better will be admitted to level 200. Applicants with DipBTF will be admitted to level 200.
- HND and Higher Diploma Holders
Applicants with HND or Higher Diploma in business related fields will be admitted to level 300.
- Mature Applicants
Candidate applying as mature applicants must be at least 25 years, must show documentary evidence of relevant industry experience, and must pass the University’s entrance examination.
- Foreign Students:
Foreign students or non-Ghanaian applicants will be admitted to the BSc Banking and Finance programme if they possess same qualifications or qualifications equivalent to those aforementioned. Those from non-English speaking countries will be required to show evidence of proficiency in English. The equivalence in the qualification shall be determined on case-by-case basis with the assistance of the relevant public agencies such as the GTEC.
Employment Opportunities
The BSc Banking and Finance programme at Kumasi Technical University is a flagship because it is perhaps the first of its kind in the country (in terms of the content) that integrates banking and finance curricula with solid computing and applications of relevant banking software. As a result, graduates of the programme have very good career prospects. Some of the areas in which students are likely to be employed include middle and senior positions in:
- Banks of all kind such as commercial, investment, development and rural banks.
- Insurance companies
- Microfinance institutions
- Credit unions and savings and loans companies
- Forex Bureaus
- Brokerage firms
- Fund managers
- Financial markets
- Real estate companies
- Treasury departments
- Investment and research firms
- Self-employment as investment analysts, security traders and arbitragers, etc.
Semester-by-Semester Structure/ Schedule of Courses
YEAR ONE: SEMESTER ONE
COURSE CODE |
CREDIT POINTS |
|||
T |
P |
C |
||
Principles of Accounting I |
BKFN 101 |
3 |
0 |
3 |
Microeconomics |
BKFN 103 |
3 |
0 |
3 |
Business Communication |
BKFN 105 |
3 |
0 |
3 |
Elements of Banking |
BKFN 107 |
3 |
0 |
3 |
Quantitative Techniques in Finance I |
BKFN 109 |
3 |
0 |
3 |
Communication Skills I |
COS 111 |
2 |
0 |
2 |
Computer Literacy |
CLT 113 |
1 |
2 |
2 |
TOTAL HOURS FOR THE SEMESTER |
18 |
02 |
19 |
YEAR ONE: SEMESTER TWO
COURSE TITLE |
COURSE CODE |
CREDIT POINTS |
T P C |
||
Principles of Accounting II |
BKFN 102 |
3 0 3 |
Macroeconomics |
BKFN 104 |
3 0 3 |
Principles of Management |
BKFN 106 |
3 0 3 |
Principles of Marketing |
BKFN 108 |
3 0 3 |
Quantitative Techniques in Finance II |
BKFN 110 |
3 0 3 |
Communication Skills II |
COS 112 |
2 0 2 |
African Studies |
AFS 114 |
2 0 2 |
TOTAL HOURS FOR THE SEMESTER |
15 04 19 |
YEAR TWO: SEMESTER ONE
COURSE TITLE |
COURSE CODE |
CREDIT POINTS |
T P C |
||
Banking Information Systems |
BKFN 201 |
2 2 3 |
Financial Markets and Institutions |
BKFN 203 |
2 2 3 |
Entrepreneurship |
ETP 205 |
2 2 3 |
Cost Accounting |
BKFN 207 |
3 0 3 |
Spreadsheet Applications |
CLT 209 |
1 2 2 |
Introduction to Finance |
BKFN 211 |
2 0 3 |
TOTAL HOURS FOR THE SEMESTER |
12 08 17 |
YEAR TWO: SEMESTER TWO
COURSE TITLE |
COURSE CODE |
CREDIT POINTS |
T P C |
||
Law relating to Banking |
BKFN 202 |
3 0 3 |
Central Banking |
BKFN 204 |
3 0 3 |
Banking Software I |
BKFN 206 |
1 4 3 |
Business Finance |
BKFN 208 |
2 2 3 |
Computer Networking and Internet Technology |
BKFN 210 |
2 2 3 |
Company and Partnership Law |
BKFN 212 |
2 0 3 |
TOTAL HOURS FOR THE SEMESTER |
13 08 18 |
YEAR THREE: SEMESTER ONE
COURSE TITLE |
COURCE CODE |
CREDIT POINTS |
||
T P C |
||||
Credit Management |
BKFN 301 |
2 |
1 |
3 |
Banking Operations and Ethics |
BKFN 303 |
2 |
1 |
3 |
Business Research Methods |
BKFN 305 |
2 |
1 |
3 |
International Trade Finance |
BKFN 307 |
2 |
2 |
3 |
Rural Banking and Microfinance |
BKFN 309 |
1 |
2 |
3 |
Banking Software II |
BKFN 311 |
1 |
4 |
3 |
TOTAL HOURS FOR THE SEMESTER |
10 |
11 |
18 |
YEAR THREE: SEMESTER TWO
COURSE TITLE |
COURSE CODE |
CREDIT POINTS |
Industrial Attachment and Training Report |
BKFN 302 |
T P C |
1 4 20 |
||
TOTAL HOURS FOR THE SEMESTER |
1 4 20 |
YEAR FOUR: SEMESTER ONE
COURSE TITLE |
COURSE CODE |
CREDIT POINTS |
||
T |
P |
C |
||
Investment and Portfolio Management |
BKFN 401 |
2 |
2 |
3 |
Treasury Management |
BKFN 403 |
2 |
2 |
3 |
Performance Management and Measurement |
BKFN 405 |
2 |
1 |
3 |
Electronic Banking |
BKFN 407 |
2 |
2 |
3 |
Financial Reporting |
BKFN 409 |
2 |
2 |
3 |
Banking Software III |
BKFN 411 |
1 |
4 |
3 |
TOTAL HOURS FOR THE SEMESTER |
11 |
13 |
18 |
YEAR FOUR: SEMESTER TWO
COURSE TITLE |
COURSE CODE |
CREDIT POINTS |
||
T |
P |
C |
||
Financial Statement Analysis |
BKFN 402 |
2 |
1 |
3 |
Marketing of Financial Services |
BKFN 404 |
2 |
1 |
3 |
Risk Management in Financial Institutions |
BKFN 406 |
2 |
1 |
3 |
Financial Econometrics |
BKFN 408 |
2 |
1 |
3 |
Banking Software IV |
BKFN 410 |
1 |
4 |
3 |
Project Work |
BKFN 412 |
2 |
2 |
6 |
TOTAL HOURS FOR THE SEMESTER |
11 |
10 |
21 |
NOTE: T = Theory hours (indicating arbitrary theoretical weighting in course delivering).
P= Practical hours (indicating arbitrary practical weighting in course delivering).
C= Credit hours (this is not a sum of T and P).